Financing Your Home Repairs with Carr’s Plumbing, Heating & Air

Wix Carrs
Jun 17
2 min read

Updated: Jun 19

Homeownership comes with plenty of joys—and plenty of surprise repairs. Whether it's a leaking water heater, outdated plumbing, or a failing HVAC system, repairs can quickly get expensive. At Carr’s Plumbing, Heating & Air, we understand how overwhelming that can feel, which is why we offer financing options to help you tackle repairs without the financial stress.

Understanding Home Financing Options

Every home — and homeowner — is different, which means financing needs vary too. Here are a few common options:

Home Equity Loans or HELOCs – Use your home’s equity to borrow funds.
Personal Loans – Unsecured loans that don’t require collateral.
Government Grants & Programs – Depending on your situation, you may qualify for special programs.
Carr’s In-House Financing – We partner with trusted financing providers to offer simple, accessible solutions for our customers right here in Wichita.

High angle view of a residential neighborhood with classic brick houses — Wichita neighborhood.

Know What Needs Fixed

Before applying for financing, it’s helpful to know exactly what repairs you’re dealing with. Prioritize:

Urgent Repairs: Plumbing leaks, failing furnaces, or sewer issues that can’t wait.
Upgrades: Projects that boost efficiency and home value, like HVAC replacements or bathroom remodels.

Eye-level view of a home construction site with visible tools and materials — Home construction site indicating step toward repair projects.

Budgeting for Repairs

Once you know what you need, gather a few quotes and build a budget:

Get repair estimates.
Set aside a small buffer for surprise costs.
Think about future projects you may want to bundle into your financing.

Applying for Financing

When you’re ready to apply, Carr’s makes the process simple:

Gather basic financial information.
Complete a fast, easy online application.
Receive a decision—often the same day.
Review and accept your financing terms.
Schedule your repair, and we’ll get started!

👉 Learn more about our financing options here.

Close-up view of paperwork on a desk with a calculator, representing financial planning — Financial planning for home repairs.

Why Carr's?

As a family-owned, local Wichita business, we know that life happens—and home repairs often don’t wait for “the right time.” That’s why we work hard to offer honest, upfront pricing, flexible financing, and expert service you can trust.

Need help? Call us today at 316-841-5393 or visit www.carrsplumbingict.net to schedule your estimate or apply for financing.